Call reports 2002
VILLA PARK TRUST & SAVINGS BANK — 2002
What VILLA PARK TRUST & SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 219,492,000 | 220,193,000 | 229,557,000 | 240,952,000 |
| Total loans | 142,803,000 | 145,994,000 | 153,147,000 | 159,345,000 |
| Allowance for loan losses | 1,454,000 | 1,537,000 | 1,570,000 | 1,595,000 |
| Securities available for sale | 54,232,000 | 60,196,000 | 66,492,000 | 66,906,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,691,000 | 202,640,000 | 210,169,000 | 222,816,000 |
| Interest-bearing deposits | 171,636,000 | 171,590,000 | 180,835,000 | 191,361,000 |
| Noninterest-bearing deposits | 31,055,000 | 31,050,000 | 29,334,000 | 31,455,000 |
| Equity capital | 15,729,000 | 16,332,000 | 17,745,000 | 17,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,210,000 | 6,474,000 | 9,798,000 | 13,209,000 |
| Interest expense | 1,036,000 | 2,045,000 | 3,050,000 | 4,046,000 |
| Net interest income | 2,174,000 | 4,429,000 | 6,748,000 | 9,163,000 |
| Noninterest income | 261,000 | 484,000 | 754,000 | 990,000 |
| Noninterest expense | 1,324,000 | 2,638,000 | 4,048,000 | 5,613,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 150,000 |
| Pretax income | 1,077,000 | 2,205,000 | 3,346,000 | 4,401,000 |
| Income tax | 279,000 | 578,000 | 879,000 | 1,148,000 |
| Net income | 798,000 | 1,627,000 | 2,467,000 | 3,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,297,000 | 15,478,000 | 16,318,000 | 15,951,000 |
| Total capital | 16,751,000 | 17,015,000 | 17,888,000 | 17,546,000 |
| Risk-weighted assets | 164,571,000 | 159,133,000 | 173,487,000 | 176,306,000 |