Call reports 2001
VILLA PARK TRUST & SAVINGS BANK — 2001
What VILLA PARK TRUST & SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 192,904,000 | 195,898,000 | 208,851,000 | 212,835,000 |
| Total loans | 128,669,000 | 137,766,000 | 139,554,000 | 140,340,000 |
| Allowance for loan losses | 1,283,000 | 1,301,000 | 1,334,000 | 1,419,000 |
| Securities available for sale | 46,665,000 | 46,613,000 | 46,382,000 | 50,682,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,954,000 | 179,914,000 | 191,581,000 | 196,859,000 |
| Interest-bearing deposits | 149,322,000 | 149,773,000 | 162,023,000 | 167,240,000 |
| Noninterest-bearing deposits | 27,632,000 | 30,141,000 | 29,558,000 | 29,619,000 |
| Equity capital | 14,594,000 | 14,717,000 | 15,726,000 | 15,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,228,000 | 6,531,000 | 9,858,000 | 13,160,000 |
| Interest expense | 1,445,000 | 2,836,000 | 4,084,000 | 5,225,000 |
| Net interest income | 1,783,000 | 3,695,000 | 5,774,000 | 7,935,000 |
| Noninterest income | 311,000 | 559,000 | 808,000 | 1,063,000 |
| Noninterest expense | 1,262,000 | 2,561,000 | 3,860,000 | 5,181,000 |
| Provision for loan losses | 38,000 | 75,000 | 112,000 | 200,000 |
| Pretax income | 794,000 | 1,618,000 | 2,612,000 | 3,620,000 |
| Income tax | 207,000 | 410,000 | 672,000 | 931,000 |
| Net income | 587,000 | 1,208,000 | 1,940,000 | 2,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,837,000 | 13,954,000 | 14,686,000 | 14,499,000 |
| Total capital | 15,120,000 | 15,255,000 | 16,020,000 | 15,918,000 |
| Risk-weighted assets | 127,157,000 | 152,194,000 | 157,958,000 | 133,045,000 |