Call reports 2008
INTEGRITY BANK — 2008
What INTEGRITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Total assets | 1,203,701,000 | 1,107,514,000 |
| Total loans | 891,498,000 | 849,800,000 |
| Allowance for loan losses | 43,260,000 | 36,506,000 |
| Securities available for sale | 114,719,000 | 184,251,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,031,724,000 | 962,456,000 |
| Interest-bearing deposits | 1,023,503,000 | 950,501,000 |
| Noninterest-bearing deposits | 8,221,000 | 11,954,000 |
| Equity capital | 60,832,000 | 34,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Interest income | 13,722,000 | 23,102,000 |
| Interest expense | 14,446,000 | 27,385,000 |
| Net interest income | -724,000 | -4,283,000 |
| Noninterest income | 197,000 | 540,000 |
| Noninterest expense | 8,567,000 | 13,710,000 |
| Provision for loan losses | 4,947,000 | 1,470,000 |
| Pretax income | -13,392,000 | -18,169,000 |
| Income tax | -3,812,000 | 15,394,000 |
| Net income | -9,580,000 | -33,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Tier 1 capital | 52,070,000 | 35,464,000 |
| Total capital | 83,299,000 | 65,337,000 |
| Risk-weighted assets | 1,028,297,000 | 925,232,000 |