Call reports 2007
INTEGRITY BANK — 2007
What INTEGRITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,208,463,000 | 1,240,039,000 | 1,298,761,000 | 1,209,722,000 |
| Total loans | 997,396,000 | 1,026,796,000 | 994,753,000 | 938,593,000 |
| Allowance for loan losses | 10,898,000 | 24,444,000 | 25,618,000 | 38,489,000 |
| Securities available for sale | 146,740,000 | 148,417,000 | 144,813,000 | 141,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 929,281,000 | 997,918,000 | 1,077,099,000 | 1,000,245,000 |
| Interest-bearing deposits | 909,343,000 | 975,944,000 | 1,060,232,000 | 988,742,000 |
| Noninterest-bearing deposits | 19,938,000 | 21,974,000 | 16,867,000 | 11,504,000 |
| Equity capital | 112,994,000 | 80,350,000 | 83,832,000 | 68,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 24,215,000 | 45,833,000 | 68,524,000 | 88,787,000 |
| Interest expense | 13,247,000 | 27,726,000 | 43,037,000 | 58,399,000 |
| Net interest income | 10,968,000 | 18,107,000 | 25,487,000 | 30,388,000 |
| Noninterest income | 363,000 | 771,000 | 1,170,000 | 1,519,000 |
| Noninterest expense | 4,925,000 | 9,713,000 | 13,911,000 | 19,507,000 |
| Provision for loan losses | 1,074,000 | 49,488,000 | 50,683,000 | 76,938,000 |
| Pretax income | 5,332,000 | -40,323,000 | -37,937,000 | -64,538,000 |
| Income tax | 1,956,000 | -12,270,000 | -11,057,000 | -19,342,000 |
| Net income | 3,376,000 | -28,053,000 | -26,880,000 | -45,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,423,000 | 82,052,000 | 84,424,000 | 65,460,000 |
| Total capital | 142,321,000 | 115,021,000 | 117,048,000 | 97,281,000 |
| Risk-weighted assets | 1,165,550,000 | 1,188,030,000 | 1,159,096,000 | 1,080,974,000 |