Call reports 2006
INTEGRITY BANK — 2006
What INTEGRITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 879,037,000 | 954,680,000 | 1,015,138,000 | 1,120,244,000 |
| Total loans | 771,123,000 | 814,931,000 | 854,839,000 | 941,580,000 |
| Allowance for loan losses | 6,743,000 | 7,591,000 | 7,991,000 | 9,825,000 |
| Securities available for sale | 81,489,000 | 95,277,000 | 115,649,000 | 132,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 773,849,000 | 814,111,000 | 813,134,000 | 930,776,000 |
| Interest-bearing deposits | 753,127,000 | 795,353,000 | 789,106,000 | 908,641,000 |
| Noninterest-bearing deposits | 20,722,000 | 18,758,000 | 24,028,000 | 22,135,000 |
| Equity capital | 96,697,000 | 99,334,000 | 104,836,000 | 107,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 16,568,000 | 35,813,000 | 56,840,000 | 79,573,000 |
| Interest expense | 7,349,000 | 16,333,000 | 26,760,000 | 39,002,000 |
| Net interest income | 9,219,000 | 19,480,000 | 30,080,000 | 40,571,000 |
| Noninterest income | 130,000 | 341,000 | 806,000 | 1,245,000 |
| Noninterest expense | 3,769,000 | 8,187,000 | 12,992,000 | 18,443,000 |
| Provision for loan losses | 1,291,000 | 2,139,000 | 2,490,000 | 4,323,000 |
| Pretax income | 4,289,000 | 9,495,000 | 15,404,000 | 19,050,000 |
| Income tax | 1,612,000 | 3,634,000 | 5,723,000 | 7,040,000 |
| Net income | 2,677,000 | 5,861,000 | 9,681,000 | 12,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,921,000 | 101,346,000 | 105,702,000 | 108,568,000 |
| Total capital | 104,664,000 | 108,937,000 | 113,693,000 | 136,393,000 |
| Risk-weighted assets | 873,568,000 | 969,201,000 | 1,010,199,000 | 1,104,629,000 |