Call reports 2002
INTEGRITY BANK — 2002
What INTEGRITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 80,046,000 | 92,947,000 | 114,065,000 | 144,286,000 |
| Total loans | 61,547,000 | 76,369,000 | 94,707,000 | 127,988,000 |
| Allowance for loan losses | 545,000 | 661,000 | 841,000 | 1,104,000 |
| Securities available for sale | 9,238,000 | 11,946,000 | 12,851,000 | 10,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,695,000 | 76,281,000 | 94,229,000 | 121,120,000 |
| Interest-bearing deposits | 62,826,000 | 71,677,000 | 89,082,000 | 115,785,000 |
| Noninterest-bearing deposits | 2,870,000 | 4,604,000 | 5,147,000 | 5,335,000 |
| Equity capital | 8,173,000 | 11,525,000 | 12,288,000 | 12,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,212,000 | 2,701,000 | 4,480,000 | 6,810,000 |
| Interest expense | 613,000 | 1,327,000 | 2,036,000 | 2,891,000 |
| Net interest income | 599,000 | 1,374,000 | 2,444,000 | 3,919,000 |
| Noninterest income | 19,000 | 38,000 | 63,000 | 86,000 |
| Noninterest expense | 561,000 | 1,130,000 | 1,739,000 | 2,469,000 |
| Provision for loan losses | 153,000 | 269,000 | 449,000 | 712,000 |
| Pretax income | -94,000 | 16,000 | 323,000 | 829,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -94,000 | 16,000 | 323,000 | 829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,182,000 | 11,292,000 | 11,999,000 | 12,506,000 |
| Total capital | 8,727,000 | 11,953,000 | 12,840,000 | 13,610,000 |
| Risk-weighted assets | 70,833,000 | 87,943,000 | 103,873,000 | 141,087,000 |