Call reports 2001
INTEGRITY BANK — 2001
What INTEGRITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 28,367,000 | 41,386,000 | 50,530,000 | 57,892,000 |
| Total loans | 16,110,000 | 26,531,000 | 36,316,000 | 43,963,000 |
| Allowance for loan losses | 162,000 | 234,000 | 292,000 | 392,000 |
| Securities available for sale | 5,514,000 | 6,493,000 | 10,300,000 | 9,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,418,000 | 27,616,000 | 36,449,000 | 41,603,000 |
| Interest-bearing deposits | 18,543,000 | 26,417,000 | 35,769,000 | 39,970,000 |
| Noninterest-bearing deposits | 875,000 | 1,199,000 | 680,000 | 1,633,000 |
| Equity capital | 8,836,000 | 8,628,000 | 8,637,000 | 8,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 510,000 | 1,261,000 | 2,172,000 | 3,102,000 |
| Interest expense | 292,000 | 661,000 | 1,167,000 | 1,715,000 |
| Net interest income | 218,000 | 600,000 | 1,005,000 | 1,387,000 |
| Noninterest income | 3,000 | 9,000 | 22,000 | 37,000 |
| Noninterest expense | 403,000 | 933,000 | 1,419,000 | 1,935,000 |
| Provision for loan losses | 106,000 | 178,000 | 236,000 | 336,000 |
| Pretax income | -288,000 | -501,000 | -610,000 | -828,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -288,000 | -501,000 | -610,000 | -828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,817,000 | 8,604,000 | 8,494,000 | 8,277,000 |
| Total capital | 8,979,000 | 8,838,000 | 8,786,000 | 8,669,000 |
| Risk-weighted assets | 21,933,000 | 32,892,000 | 42,382,000 | 50,900,000 |