Call reports 2001
1ST STATE BANK — 2001
What 1ST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 348,096,000 | 343,366,000 | 333,509,000 | 347,634,000 |
| Total loans | 236,864,000 | 228,883,000 | 228,754,000 | 227,969,000 |
| Allowance for loan losses | 3,619,000 | 3,553,000 | 3,612,000 | 3,628,000 |
| Securities available for sale | 13,932,000 | 54,330,000 | 54,527,000 | 82,499,000 |
| Securities held to maturity | 49,708,000 | 25,660,000 | 12,169,000 | 11,622,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,053,000 | 262,703,000 | 250,923,000 | 261,082,000 |
| Interest-bearing deposits | 251,395,000 | 244,616,000 | 237,381,000 | 243,171,000 |
| Noninterest-bearing deposits | 17,658,000 | 18,087,000 | 13,542,000 | 17,911,000 |
| Equity capital | 53,740,000 | 54,831,000 | 56,479,000 | 56,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,173,000 | 12,199,000 | 17,902,000 | 23,079,000 |
| Interest expense | 3,401,000 | 6,479,000 | 9,314,000 | 11,739,000 |
| Net interest income | 2,772,000 | 5,720,000 | 8,588,000 | 11,340,000 |
| Noninterest income | 505,000 | 1,384,000 | 1,990,000 | 2,851,000 |
| Noninterest expense | 1,802,000 | 4,014,000 | 6,045,000 | 7,991,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,415,000 | 2,970,000 | 4,371,000 | 5,978,000 |
| Income tax | 504,000 | 1,056,000 | 1,538,000 | 2,145,000 |
| Net income | 911,000 | 1,914,000 | 2,833,000 | 3,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,005,000 | 53,159,000 | 54,601,000 | 54,630,000 |
| Total capital | 54,976,000 | 56,072,000 | 57,447,000 | 57,547,000 |
| Risk-weighted assets | 237,025,000 | 232,368,000 | 226,855,000 | 232,646,000 |