Call reports 2021
MALVERN BANK NA — 2021
What MALVERN BANK NA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,204,705,000 | 1,183,931,000 | 1,207,227,000 | 1,151,180,000 |
| Total loans | 987,197,000 | 952,335,000 | 947,653,000 | 881,856,000 |
| Allowance for loan losses | 12,601,000 | 11,600,000 | 11,472,000 | 10,037,000 |
| Securities available for sale | 27,897,000 | 33,498,000 | 41,312,000 | 42,218,000 |
| Securities held to maturity | 25,834,000 | 31,795,000 | 28,508,000 | 39,045,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 921,835,000 | 917,836,000 | 946,059,000 | 921,147,000 |
| Interest-bearing deposits | 858,002,000 | 854,339,000 | 884,310,000 | 852,368,000 |
| Noninterest-bearing deposits | 63,833,000 | 63,497,000 | 61,749,000 | 68,779,000 |
| Equity capital | 160,561,000 | 163,193,000 | 157,554,000 | 160,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,538,000 | 18,957,000 | 27,819,000 | 36,642,000 |
| Interest expense | 2,364,000 | 4,284,000 | 5,950,000 | 7,244,000 |
| Net interest income | 7,174,000 | 14,673,000 | 21,869,000 | 29,398,000 |
| Noninterest income | 884,000 | 1,521,000 | 2,092,000 | 2,809,000 |
| Noninterest expense | 4,943,000 | 10,665,000 | 15,611,000 | 20,703,000 |
| Provision for loan losses | 0 | 0 | 10,626,000 | 10,626,000 |
| Pretax income | 3,392,000 | 5,956,000 | -1,847,000 | 1,312,000 |
| Income tax | 797,000 | 1,397,000 | -601,000 | 158,000 |
| Net income | 2,595,000 | 4,559,000 | -1,246,000 | 1,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,106,000 | 163,187,000 | 157,518,000 | 160,029,000 |
| Total capital | 173,543,000 | 174,869,000 | 169,072,000 | 170,148,000 |
| Risk-weighted assets | 994,718,000 | 982,544,000 | 976,316,000 | 933,661,000 |