Call reports 2020
MALVERN BANK NA — 2020
What MALVERN BANK NA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,234,760,000 | 1,202,397,000 | 1,206,740,000 | 1,219,381,000 |
| Total loans | 1,013,463,000 | 1,039,160,000 | 1,039,327,000 | 1,003,381,000 |
| Allowance for loan losses | 10,556,000 | 11,067,000 | 12,433,000 | 13,035,000 |
| Securities available for sale | 21,839,000 | 33,245,000 | 30,517,000 | 34,204,000 |
| Securities held to maturity | 18,046,000 | 15,921,000 | 14,970,000 | 14,161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 928,375,000 | 897,237,000 | 901,061,000 | 915,778,000 |
| Interest-bearing deposits | 873,026,000 | 836,901,000 | 840,483,000 | 851,201,000 |
| Noninterest-bearing deposits | 55,349,000 | 60,336,000 | 60,578,000 | 64,577,000 |
| Equity capital | 155,649,000 | 157,067,000 | 154,488,000 | 157,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,584,000 | 22,036,000 | 32,469,000 | 43,109,000 |
| Interest expense | 4,423,000 | 7,877,000 | 11,220,000 | 14,185,000 |
| Net interest income | 7,161,000 | 14,159,000 | 21,249,000 | 28,924,000 |
| Noninterest income | 777,000 | 1,135,000 | 1,641,000 | 2,524,000 |
| Noninterest expense | 4,536,000 | 9,093,000 | 13,538,000 | 18,293,000 |
| Provision for loan losses | 625,000 | 1,060,000 | 8,460,000 | 9,010,000 |
| Pretax income | 2,957,000 | 5,322,000 | 1,245,000 | 4,832,000 |
| Income tax | 689,000 | 1,245,000 | 312,000 | 1,181,000 |
| Net income | 2,268,000 | 4,077,000 | 933,000 | 3,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,720,000 | 158,625,000 | 155,576,000 | 158,399,000 |
| Total capital | 167,356,000 | 169,784,000 | 168,091,000 | 170,981,000 |
| Risk-weighted assets | 1,000,366,000 | 1,014,631,000 | 1,010,094,000 | 1,006,054,000 |