Call reports 2019
MALVERN BANK NA — 2019
What MALVERN BANK NA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,209,233,000 | 1,264,866,000 | 1,264,106,000 | 1,257,391,000 |
| Total loans | 1,007,130,000 | 1,020,432,000 | 1,017,809,000 | 1,002,592,000 |
| Allowance for loan losses | 10,016,000 | 10,106,000 | 10,095,000 | 9,962,000 |
| Securities available for sale | 19,373,000 | 23,552,000 | 18,411,000 | 23,723,000 |
| Securities held to maturity | 26,787,000 | 23,323,000 | 22,485,000 | 20,578,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 958,026,000 | 973,717,000 | 968,009,000 | 958,622,000 |
| Interest-bearing deposits | 899,438,000 | 908,619,000 | 898,127,000 | 902,445,000 |
| Noninterest-bearing deposits | 58,588,000 | 65,098,000 | 69,882,000 | 56,177,000 |
| Equity capital | 146,542,000 | 149,339,000 | 152,517,000 | 153,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,601,000 | 24,057,000 | 36,743,000 | 48,538,000 |
| Interest expense | 3,986,000 | 8,615,000 | 13,516,000 | 18,056,000 |
| Net interest income | 7,615,000 | 15,442,000 | 23,227,000 | 30,482,000 |
| Noninterest income | 377,000 | 757,000 | 1,256,000 | 1,672,000 |
| Noninterest expense | 4,194,000 | 8,462,000 | 12,761,000 | 17,072,000 |
| Provision for loan losses | 870,000 | 926,000 | 926,000 | 3,076,000 |
| Pretax income | 2,928,000 | 6,838,000 | 10,824,000 | 12,034,000 |
| Income tax | 527,000 | 1,348,000 | 2,296,000 | 2,368,000 |
| Net income | 2,401,000 | 5,490,000 | 8,528,000 | 9,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,732,000 | 149,934,000 | 153,086,000 | 154,338,000 |
| Total capital | 156,818,000 | 160,110,000 | 163,253,000 | 164,373,000 |
| Risk-weighted assets | 987,784,000 | 1,000,759,000 | 995,344,000 | 1,004,914,000 |