Call reports 2018
MALVERN BANK NA — 2018
What MALVERN BANK NA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,082,321,000 | 1,052,492,000 | 1,034,213,000 | 1,127,573,000 |
| Total loans | 845,779,000 | 902,378,000 | 911,157,000 | 933,886,000 |
| Allowance for loan losses | 8,465,000 | 9,024,000 | 9,021,000 | 9,247,000 |
| Securities available for sale | 44,341,000 | 34,348,000 | 24,298,000 | 19,232,000 |
| Securities held to maturity | 33,053,000 | 31,004,000 | 30,093,000 | 29,322,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 831,794,000 | 794,885,000 | 779,074,000 | 859,618,000 |
| Interest-bearing deposits | 787,125,000 | 739,635,000 | 732,486,000 | 803,466,000 |
| Noninterest-bearing deposits | 44,669,000 | 55,250,000 | 46,588,000 | 56,152,000 |
| Equity capital | 126,221,000 | 129,160,000 | 132,330,000 | 144,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,704,000 | 19,903,000 | 30,519,000 | 41,431,000 |
| Interest expense | 2,748,000 | 5,610,000 | 8,738,000 | 12,332,000 |
| Net interest income | 6,956,000 | 14,293,000 | 21,781,000 | 29,099,000 |
| Noninterest income | 382,000 | 1,035,000 | 1,391,000 | 2,470,000 |
| Noninterest expense | 3,953,000 | 8,585,000 | 12,857,000 | 16,773,000 |
| Provision for loan losses | 240,000 | 829,000 | 954,000 | 2,407,000 |
| Pretax income | 3,145,000 | 5,914,000 | 9,361,000 | 12,389,000 |
| Income tax | 803,000 | 980,000 | 1,428,000 | 2,073,000 |
| Net income | 2,342,000 | 4,934,000 | 7,933,000 | 10,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,936,000 | 128,634,000 | 131,746,000 | 144,215,000 |
| Total capital | 134,463,000 | 137,725,000 | 140,834,000 | 153,529,000 |
| Risk-weighted assets | 828,648,000 | 870,675,000 | 874,384,000 | 928,477,000 |