Call reports 2016
MALVERN BANK NA — 2016
What MALVERN BANK NA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 763,434,000 | 795,758,000 | 820,855,000 | 878,580,000 |
| Total loans | 520,031,000 | 559,618,000 | 579,594,000 | 674,604,000 |
| Allowance for loan losses | 4,937,000 | 5,343,000 | 5,434,000 | 6,177,000 |
| Securities available for sale | 100,895,000 | 80,555,000 | 66,387,000 | 65,108,000 |
| Securities held to maturity | 52,272,000 | 45,834,000 | 40,550,000 | 38,160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 557,641,000 | 586,141,000 | 606,897,000 | 662,857,000 |
| Interest-bearing deposits | 518,070,000 | 549,526,000 | 567,499,000 | 623,439,000 |
| Noninterest-bearing deposits | 39,571,000 | 36,615,000 | 39,398,000 | 39,418,000 |
| Equity capital | 76,729,000 | 81,224,000 | 89,311,000 | 91,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,203,000 | 12,733,000 | 19,549,000 | 26,654,000 |
| Interest expense | 1,732,000 | 3,504,000 | 5,320,000 | 7,207,000 |
| Net interest income | 4,471,000 | 9,229,000 | 14,229,000 | 19,447,000 |
| Noninterest income | 445,000 | 831,000 | 1,223,000 | 1,620,000 |
| Noninterest expense | 3,335,000 | 6,612,000 | 10,236,000 | 13,705,000 |
| Provision for loan losses | 375,000 | 847,000 | 947,000 | 1,607,000 |
| Pretax income | 1,267,000 | 2,891,000 | 4,703,000 | 6,189,000 |
| Income tax | 0 | 0 | -6,077,000 | -5,777,000 |
| Net income | 1,267,000 | 2,891,000 | 10,780,000 | 11,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,239,000 | 81,425,000 | 85,030,000 | 87,966,000 |
| Total capital | 82,238,000 | 86,830,000 | 90,526,000 | 94,205,000 |
| Risk-weighted assets | 542,708,000 | 583,881,000 | 597,234,000 | 696,482,000 |