Call reports 2015
MALVERN BANK NA — 2015
What MALVERN BANK NA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 624,235,000 | 617,679,000 | 649,396,000 | 721,087,000 |
| Total loans | 381,952,000 | 377,128,000 | 395,974,000 | 466,067,000 |
| Allowance for loan losses | 4,612,000 | 4,574,000 | 4,667,000 | 4,576,000 |
| Securities available for sale | 113,557,000 | 130,509,000 | 128,354,000 | 116,768,000 |
| Securities held to maturity | 44,381,000 | 53,224,000 | 51,459,000 | 49,374,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 453,272,000 | 452,496,000 | 472,653,000 | 543,093,000 |
| Interest-bearing deposits | 419,035,000 | 416,341,000 | 438,512,000 | 506,441,000 |
| Noninterest-bearing deposits | 34,237,000 | 36,155,000 | 34,141,000 | 36,652,000 |
| Equity capital | 66,549,000 | 66,351,000 | 67,951,000 | 69,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,140,000 | 10,256,000 | 15,578,000 | 21,244,000 |
| Interest expense | 1,353,000 | 2,677,000 | 4,066,000 | 5,565,000 |
| Net interest income | 3,787,000 | 7,579,000 | 11,512,000 | 15,679,000 |
| Noninterest income | 491,000 | 947,000 | 1,463,000 | 1,854,000 |
| Noninterest expense | 3,491,000 | 6,663,000 | 10,007,000 | 13,349,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,053,000 | 2,274,000 | 3,458,000 | 4,805,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,053,000 | 2,274,000 | 3,458,000 | 4,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,517,000 | 67,790,000 | 69,030,000 | 70,435,000 |
| Total capital | 71,191,000 | 72,426,000 | 73,759,000 | 75,073,000 |
| Risk-weighted assets | 390,497,000 | 418,066,000 | 434,178,000 | 505,390,000 |