Call reports 2014
MALVERN BANK NA — 2014
What MALVERN BANK NA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 574,581,000 | 568,498,000 | 533,305,000 | 596,193,000 |
| Total loans | 413,905,000 | 397,440,000 | 390,663,000 | 387,989,000 |
| Allowance for loan losses | 4,847,000 | 4,858,000 | 4,589,000 | 4,600,000 |
| Securities available for sale | 113,420,000 | 96,371,000 | 92,614,000 | 129,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 463,329,000 | 451,797,000 | 417,177,000 | 448,271,000 |
| Interest-bearing deposits | 433,967,000 | 423,254,000 | 389,894,000 | 418,283,000 |
| Noninterest-bearing deposits | 29,362,000 | 28,543,000 | 27,283,000 | 29,988,000 |
| Equity capital | 61,859,000 | 63,282,000 | 63,454,000 | 64,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,039,000 | 10,090,000 | 14,884,000 | 19,666,000 |
| Interest expense | 1,287,000 | 2,575,000 | 3,816,000 | 5,092,000 |
| Net interest income | 3,752,000 | 7,515,000 | 11,068,000 | 14,574,000 |
| Noninterest income | 513,000 | 1,276,000 | 1,802,000 | 2,107,000 |
| Noninterest expense | 4,683,000 | 8,814,000 | 12,347,000 | 15,800,000 |
| Provision for loan losses | 0 | 0 | 183,000 | 273,000 |
| Pretax income | -418,000 | 46,000 | 409,000 | 702,000 |
| Income tax | 0 | 0 | 21,000 | 21,000 |
| Net income | -418,000 | 46,000 | 388,000 | 681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,123,000 | 63,441,000 | 64,413,000 | 65,418,000 |
| Total capital | 67,519,000 | 67,689,000 | 68,548,000 | 69,835,000 |
| Risk-weighted assets | 351,167,000 | 339,160,000 | 330,306,000 | 353,078,000 |