Call reports 2013
MALVERN BANK NA — 2013
What MALVERN BANK NA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 674,030,000 | 655,910,000 | 591,591,000 | 584,110,000 |
| Total loans | 452,444,000 | 430,003,000 | 417,314,000 | 412,151,000 |
| Allowance for loan losses | 6,302,000 | 6,060,000 | 5,090,000 | 4,845,000 |
| Securities available for sale | 97,600,000 | 116,720,000 | 116,354,000 | 114,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 537,842,000 | 522,026,000 | 487,086,000 | 475,340,000 |
| Interest-bearing deposits | 508,036,000 | 495,243,000 | 459,834,000 | 446,363,000 |
| Noninterest-bearing deposits | 29,806,000 | 26,783,000 | 27,252,000 | 28,977,000 |
| Equity capital | 83,439,000 | 81,177,000 | 62,042,000 | 61,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,445,000 | 10,948,000 | 16,273,000 | 21,403,000 |
| Interest expense | 1,864,000 | 3,516,000 | 5,076,000 | 6,431,000 |
| Net interest income | 3,581,000 | 7,432,000 | 11,197,000 | 14,972,000 |
| Noninterest income | 504,000 | 743,000 | 1,559,000 | 2,132,000 |
| Noninterest expense | 4,652,000 | 9,170,000 | 15,926,000 | 20,196,000 |
| Provision for loan losses | 1,045,000 | 855,000 | 10,836,000 | 10,915,000 |
| Pretax income | -1,429,000 | -1,374,000 | -13,553,000 | -13,541,000 |
| Income tax | -557,000 | -613,000 | 6,015,000 | 6,015,000 |
| Net income | -872,000 | -761,000 | -19,568,000 | -19,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,419,000 | 78,000,000 | 64,524,000 | 62,994,000 |
| Total capital | 83,434,000 | 82,827,000 | 69,084,000 | 67,441,000 |
| Risk-weighted assets | 399,861,000 | 384,804,000 | 364,144,000 | 355,328,000 |