Call reports 2012
MALVERN BANK NA — 2012
What MALVERN BANK NA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 650,184,000 | 652,598,000 | 710,473,000 | 677,876,000 |
| Total loans | 475,104,000 | 473,602,000 | 464,583,000 | 453,843,000 |
| Allowance for loan losses | 8,076,000 | 7,983,000 | 7,582,000 | 7,572,000 |
| Securities available for sale | 81,702,000 | 84,795,000 | 80,508,000 | 85,208,000 |
| Securities held to maturity | 696,000 | 679,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 539,452,000 | 541,509,000 | 542,311,000 | 540,946,000 |
| Interest-bearing deposits | 515,616,000 | 516,478,000 | 517,924,000 | 511,253,000 |
| Noninterest-bearing deposits | 23,836,000 | 25,031,000 | 24,387,000 | 29,693,000 |
| Equity capital | 58,131,000 | 58,416,000 | 58,834,000 | 84,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,475,000 | 12,796,000 | 18,903,000 | 24,853,000 |
| Interest expense | 2,145,000 | 4,190,000 | 6,208,000 | 8,183,000 |
| Net interest income | 4,330,000 | 8,606,000 | 12,695,000 | 16,670,000 |
| Noninterest income | 730,000 | 1,196,000 | 1,799,000 | 3,254,000 |
| Noninterest expense | 4,679,000 | 8,848,000 | 12,976,000 | 17,441,000 |
| Provision for loan losses | 325,000 | 660,000 | 1,110,000 | 1,510,000 |
| Pretax income | 224,000 | 502,000 | 704,000 | 1,296,000 |
| Income tax | 20,000 | 43,000 | 41,000 | -96,000 |
| Net income | 204,000 | 459,000 | 663,000 | 1,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,442,000 | 54,432,000 | 54,436,000 | 80,707,000 |
| Total capital | 58,842,000 | 59,752,000 | 59,715,000 | 85,796,000 |
| Risk-weighted assets | 429,345,000 | 422,917,000 | 420,028,000 | 404,662,000 |