Call report 2007Q4
STERLING BANK — 2007Q4
The 22 measures STERLING BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 541,744,000 | USD | evidence → |
| Total loans | 436,881,000 | USD | evidence → |
| Allowance for loan losses | 4,634,000 | USD | evidence → |
| Securities available for sale | 89,715,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 440,590,000 | USD | evidence → |
| Interest-bearing deposits | 414,534,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,056,000 | USD | evidence → |
| Equity capital | 50,346,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 37,594,000 | USD | evidence → |
| Interest expense | 16,826,000 | USD | evidence → |
| Net interest income | 20,768,000 | USD | evidence → |
| Noninterest income | 3,276,000 | USD | evidence → |
| Noninterest expense | 8,078,000 | USD | evidence → |
| Provision for loan losses | -325,000 | USD | evidence → |
| Pretax income | 16,291,000 | USD | evidence → |
| Income tax | 6,165,000 | USD | evidence → |
| Net income | 10,126,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,744,000 | USD | evidence → |
| Total capital | 54,378,000 | USD | evidence → |
| Risk-weighted assets | 505,523,000 | USD | evidence → |