Call report 2005Q4
STERLING BANK — 2005Q4
The 22 measures STERLING BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 445,191,000 | USD | evidence → |
| Total loans | 383,820,000 | USD | evidence → |
| Allowance for loan losses | 4,670,000 | USD | evidence → |
| Securities available for sale | 45,477,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 355,166,000 | USD | evidence → |
| Interest-bearing deposits | 314,768,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,398,000 | USD | evidence → |
| Equity capital | 37,216,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,081,000 | USD | evidence → |
| Interest expense | 7,447,000 | USD | evidence → |
| Net interest income | 16,634,000 | USD | evidence → |
| Noninterest income | 2,400,000 | USD | evidence → |
| Noninterest expense | 5,868,000 | USD | evidence → |
| Provision for loan losses | 1,543,000 | USD | evidence → |
| Pretax income | 11,623,000 | USD | evidence → |
| Income tax | 4,242,000 | USD | evidence → |
| Net income | 7,381,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,491,000 | USD | evidence → |
| Total capital | 42,161,000 | USD | evidence → |
| Risk-weighted assets | 408,672,000 | USD | evidence → |