Call report 2004Q4
STERLING BANK — 2004Q4
The 22 measures STERLING BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 467,812,000 | USD | evidence → |
| Total loans | 304,435,000 | USD | evidence → |
| Allowance for loan losses | 3,658,000 | USD | evidence → |
| Securities available for sale | 51,195,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 391,907,000 | USD | evidence → |
| Interest-bearing deposits | 349,337,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,570,000 | USD | evidence → |
| Equity capital | 33,366,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,262,000 | USD | evidence → |
| Interest expense | 4,320,000 | USD | evidence → |
| Net interest income | 13,942,000 | USD | evidence → |
| Noninterest income | 2,210,000 | USD | evidence → |
| Noninterest expense | 5,799,000 | USD | evidence → |
| Provision for loan losses | 956,000 | USD | evidence → |
| Pretax income | 9,397,000 | USD | evidence → |
| Income tax | 3,397,000 | USD | evidence → |
| Net income | 6,000,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,237,000 | USD | evidence → |
| Total capital | 36,895,000 | USD | evidence → |
| Risk-weighted assets | 358,928,000 | USD | evidence → |