Call report 2003Q4
STERLING BANK — 2003Q4
The 22 measures STERLING BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 362,981,000 | USD | evidence → |
| Total loans | 268,545,000 | USD | evidence → |
| Allowance for loan losses | 3,355,000 | USD | evidence → |
| Securities available for sale | 40,951,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 319,533,000 | USD | evidence → |
| Interest-bearing deposits | 290,855,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,678,000 | USD | evidence → |
| Equity capital | 29,190,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,257,000 | USD | evidence → |
| Interest expense | 4,482,000 | USD | evidence → |
| Net interest income | 12,775,000 | USD | evidence → |
| Noninterest income | 1,891,000 | USD | evidence → |
| Noninterest expense | 5,378,000 | USD | evidence → |
| Provision for loan losses | 7,000 | USD | evidence → |
| Pretax income | 9,281,000 | USD | evidence → |
| Income tax | 3,337,000 | USD | evidence → |
| Net income | 5,944,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,594,000 | USD | evidence → |
| Total capital | 31,949,000 | USD | evidence → |
| Risk-weighted assets | 305,641,000 | USD | evidence → |