Call reports 2016
BLOOMSDALE BANK — 2016
What BLOOMSDALE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 217,363,000 | 219,988,000 | 225,851,000 | 223,666,000 |
| Total loans | 137,812,000 | 140,244,000 | 141,502,000 | 141,502,000 |
| Allowance for loan losses | 1,862,000 | 1,729,000 | 1,798,000 | 1,866,000 |
| Securities available for sale | 65,695,000 | 68,797,000 | 67,719,000 | 66,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,434,000 | 196,585,000 | 202,064,000 | 200,765,000 |
| Interest-bearing deposits | 154,633,000 | 157,889,000 | 155,318,000 | 156,398,000 |
| Noninterest-bearing deposits | 38,801,000 | 38,696,000 | 46,746,000 | 44,367,000 |
| Equity capital | 23,072,000 | 22,509,000 | 22,688,000 | 22,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,212,000 | 4,429,000 | 6,646,000 | 8,892,000 |
| Interest expense | 199,000 | 393,000 | 589,000 | 782,000 |
| Net interest income | 2,013,000 | 4,036,000 | 6,057,000 | 8,110,000 |
| Noninterest income | 295,000 | 545,000 | 836,000 | 966,000 |
| Noninterest expense | 1,266,000 | 2,345,000 | 3,487,000 | 4,594,000 |
| Provision for loan losses | 65,000 | 130,000 | 195,000 | 260,000 |
| Pretax income | 1,115,000 | 2,509,000 | 3,659,000 | 4,686,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,115,000 | 2,509,000 | 3,659,000 | 4,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,585,000 | 20,196,000 | 20,455,000 | 21,482,000 |
| Total capital | 22,370,000 | 21,925,000 | 22,253,000 | 23,348,000 |
| Risk-weighted assets | 142,778,000 | 147,455,000 | 148,575,000 | 149,928,000 |