Call reports 2015
BLOOMSDALE BANK — 2015
What BLOOMSDALE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 209,581,000 | 209,120,000 | 214,452,000 | 218,135,000 |
| Total loans | 122,770,000 | 130,597,000 | 135,276,000 | 136,006,000 |
| Allowance for loan losses | 1,658,000 | 1,958,000 | 1,973,000 | 1,793,000 |
| Securities available for sale | 71,788,000 | 68,119,000 | 66,717,000 | 65,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,351,000 | 187,372,000 | 192,012,000 | 194,652,000 |
| Interest-bearing deposits | 149,972,000 | 147,915,000 | 150,112,000 | 155,087,000 |
| Noninterest-bearing deposits | 36,379,000 | 39,457,000 | 41,900,000 | 39,565,000 |
| Equity capital | 22,407,000 | 20,889,000 | 21,460,000 | 22,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,085,000 | 4,226,000 | 6,396,000 | 8,582,000 |
| Interest expense | 205,000 | 410,000 | 614,000 | 819,000 |
| Net interest income | 1,880,000 | 3,816,000 | 5,782,000 | 7,763,000 |
| Noninterest income | 342,000 | 1,184,000 | 1,503,000 | 1,815,000 |
| Noninterest expense | 1,086,000 | 2,206,000 | 3,337,000 | 4,475,000 |
| Provision for loan losses | 45,000 | 340,000 | 385,000 | 430,000 |
| Pretax income | 1,100,000 | 2,468,000 | 3,640,000 | 4,835,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,100,000 | 2,468,000 | 3,640,000 | 4,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,308,000 | 18,883,000 | 19,166,000 | 20,360,000 |
| Total capital | 20,883,000 | 20,563,000 | 20,926,000 | 22,135,000 |
| Risk-weighted assets | 125,971,000 | 134,084,000 | 140,627,000 | 142,016,000 |