Call reports 2009
BLOOMSDALE BANK — 2009
What BLOOMSDALE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 174,503,000 | 182,861,000 | 178,907,000 | 179,146,000 |
| Total loans | 111,954,000 | 106,865,000 | 108,074,000 | 108,073,000 |
| Allowance for loan losses | 1,450,000 | 1,467,000 | 1,396,000 | 1,513,000 |
| Securities available for sale | 52,744,000 | 59,956,000 | 61,047,000 | 63,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,900,000 | 165,485,000 | 160,417,000 | 161,406,000 |
| Interest-bearing deposits | 136,214,000 | 144,667,000 | 139,228,000 | 141,935,000 |
| Noninterest-bearing deposits | 20,686,000 | 20,818,000 | 21,189,000 | 19,471,000 |
| Equity capital | 14,671,000 | 15,121,000 | 16,231,000 | 16,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,465,000 | 4,889,000 | 7,316,000 | 9,735,000 |
| Interest expense | 864,000 | 1,700,000 | 2,480,000 | 3,192,000 |
| Net interest income | 1,601,000 | 3,189,000 | 4,836,000 | 6,543,000 |
| Noninterest income | 546,000 | 1,238,000 | 1,573,000 | 1,866,000 |
| Noninterest expense | 845,000 | 1,744,000 | 2,558,000 | 3,377,000 |
| Provision for loan losses | 38,000 | 75,000 | 413,000 | 550,000 |
| Pretax income | 1,265,000 | 2,614,000 | 3,447,000 | 4,492,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,265,000 | 2,614,000 | 3,447,000 | 4,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,047,000 | 14,595,000 | 14,617,000 | 14,863,000 |
| Total capital | 15,434,000 | 15,996,000 | 16,013,000 | 16,312,000 |
| Risk-weighted assets | 111,066,000 | 112,062,000 | 114,709,000 | 115,837,000 |