Call reports 2008
BLOOMSDALE BANK — 2008
What BLOOMSDALE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 166,328,000 | 166,619,000 | 165,334,000 | 168,835,000 |
| Total loans | 104,281,000 | 104,229,000 | 108,261,000 | 110,069,000 |
| Allowance for loan losses | 1,346,000 | 1,369,000 | 1,370,000 | 1,410,000 |
| Securities available for sale | 50,719,000 | 50,565,000 | 50,128,000 | 53,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,165,000 | 152,960,000 | 150,567,000 | 148,345,000 |
| Interest-bearing deposits | 129,676,000 | 130,539,000 | 128,512,000 | 128,985,000 |
| Noninterest-bearing deposits | 21,489,000 | 22,421,000 | 22,055,000 | 19,360,000 |
| Equity capital | 13,604,000 | 12,825,000 | 13,072,000 | 13,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,555,000 | 5,078,000 | 7,680,000 | 10,232,000 |
| Interest expense | 1,112,000 | 2,168,000 | 3,145,000 | 4,067,000 |
| Net interest income | 1,443,000 | 2,910,000 | 4,535,000 | 6,165,000 |
| Noninterest income | 282,000 | 658,000 | 839,000 | 1,045,000 |
| Noninterest expense | 751,000 | 1,531,000 | 2,300,000 | 3,111,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 135,000 |
| Pretax income | 981,000 | 2,034,000 | 3,078,000 | 4,024,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 981,000 | 2,034,000 | 3,078,000 | 4,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,938,000 | 13,191,000 | 13,436,000 | 13,581,000 |
| Total capital | 14,242,000 | 14,506,000 | 14,786,000 | 14,962,000 |
| Risk-weighted assets | 104,257,000 | 105,136,000 | 107,977,000 | 109,705,000 |