Call reports 2007
BLOOMSDALE BANK — 2007
What BLOOMSDALE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 164,789,000 | 158,964,000 | 162,810,000 | 157,735,000 |
| Total loans | 103,523,000 | 104,369,000 | 103,834,000 | 103,576,000 |
| Allowance for loan losses | 1,347,000 | 1,261,000 | 1,284,000 | 1,330,000 |
| Securities available for sale | 41,696,000 | 42,332,000 | 44,304,000 | 45,836,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,985,000 | 146,051,000 | 149,214,000 | 143,901,000 |
| Interest-bearing deposits | 125,615,000 | 124,914,000 | 127,621,000 | 123,030,000 |
| Noninterest-bearing deposits | 25,370,000 | 21,137,000 | 21,593,000 | 20,871,000 |
| Equity capital | 12,215,000 | 12,011,000 | 12,710,000 | 12,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,555,000 | 5,206,000 | 7,914,000 | 10,590,000 |
| Interest expense | 1,101,000 | 2,230,000 | 3,387,000 | 4,525,000 |
| Net interest income | 1,454,000 | 2,976,000 | 4,527,000 | 6,065,000 |
| Noninterest income | 218,000 | 419,000 | 670,000 | 892,000 |
| Noninterest expense | 688,000 | 1,366,000 | 2,065,000 | 2,785,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 955,000 | 1,978,000 | 3,056,000 | 4,075,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 955,000 | 1,978,000 | 3,056,000 | 4,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,407,000 | 12,630,000 | 12,828,000 | 12,757,000 |
| Total capital | 13,710,000 | 13,891,000 | 14,112,000 | 14,032,000 |
| Risk-weighted assets | 103,412,000 | 102,594,000 | 103,538,000 | 101,976,000 |