Call reports 2005
BLOOMSDALE BANK — 2005
What BLOOMSDALE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 147,672,000 | 150,167,000 | 152,385,000 | 153,535,000 |
| Total loans | 97,935,000 | 104,049,000 | 106,587,000 | 104,908,000 |
| Allowance for loan losses | 1,217,000 | 1,076,000 | 1,138,000 | 1,202,000 |
| Securities available for sale | 40,865,000 | 37,770,000 | 36,324,000 | 37,719,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,597,000 | 138,310,000 | 134,390,000 | 141,842,000 |
| Interest-bearing deposits | 116,652,000 | 118,624,000 | 112,913,000 | 119,605,000 |
| Noninterest-bearing deposits | 18,945,000 | 19,686,000 | 21,477,000 | 22,237,000 |
| Equity capital | 10,858,000 | 11,293,000 | 11,331,000 | 11,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,941,000 | 3,980,000 | 6,100,000 | 8,325,000 |
| Interest expense | 653,000 | 1,366,000 | 2,166,000 | 3,056,000 |
| Net interest income | 1,288,000 | 2,614,000 | 3,934,000 | 5,269,000 |
| Noninterest income | 247,000 | 464,000 | 676,000 | 903,000 |
| Noninterest expense | 609,000 | 1,209,000 | 1,812,000 | 2,453,000 |
| Provision for loan losses | 12,000 | 56,000 | 116,000 | 176,000 |
| Pretax income | 921,000 | 1,841,000 | 2,716,000 | 3,577,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 921,000 | 1,841,000 | 2,716,000 | 3,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,023,000 | 11,184,000 | 11,301,000 | 11,401,000 |
| Total capital | 12,188,000 | 12,260,000 | 12,439,000 | 12,603,000 |
| Risk-weighted assets | 93,112,000 | 98,715,000 | 101,085,000 | 100,131,000 |