Call reports 2004
BLOOMSDALE BANK — 2004
What BLOOMSDALE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 145,075,000 | 145,702,000 | 143,160,000 | 142,927,000 |
| Total loans | 87,007,000 | 91,091,000 | 92,296,000 | 94,675,000 |
| Allowance for loan losses | 1,166,000 | 1,178,000 | 1,186,000 | 1,201,000 |
| Securities available for sale | 44,333,000 | 45,200,000 | 42,766,000 | 40,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,582,000 | 134,626,000 | 130,815,000 | 131,275,000 |
| Interest-bearing deposits | 114,843,000 | 116,099,000 | 114,032,000 | 114,338,000 |
| Noninterest-bearing deposits | 17,739,000 | 18,527,000 | 16,783,000 | 16,937,000 |
| Equity capital | 11,473,000 | 10,592,000 | 11,813,000 | 11,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,863,000 | 3,753,000 | 5,655,000 | 7,576,000 |
| Interest expense | 616,000 | 1,206,000 | 1,802,000 | 2,425,000 |
| Net interest income | 1,247,000 | 2,547,000 | 3,853,000 | 5,151,000 |
| Noninterest income | 317,000 | 555,000 | 813,000 | 1,040,000 |
| Noninterest expense | 612,000 | 1,218,000 | 1,819,000 | 2,434,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 941,000 | 1,894,000 | 2,853,000 | 3,751,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 941,000 | 1,894,000 | 2,853,000 | 3,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,672,000 | 11,015,000 | 11,373,000 | 10,863,000 |
| Total capital | 11,733,000 | 12,126,000 | 12,483,000 | 11,993,000 |
| Risk-weighted assets | 84,780,000 | 88,796,000 | 88,757,000 | 90,293,000 |