Call reports 2003
BLOOMSDALE BANK — 2003
What BLOOMSDALE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 132,470,000 | 136,136,000 | 139,476,000 | 136,767,000 |
| Total loans | 79,999,000 | 81,923,000 | 83,000,000 | 85,430,000 |
| Allowance for loan losses | 1,022,000 | 1,161,000 | 1,156,000 | 1,151,000 |
| Securities available for sale | 42,576,000 | 44,180,000 | 46,604,000 | 44,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,958,000 | 124,089,000 | 127,970,000 | 125,514,000 |
| Interest-bearing deposits | 105,538,000 | 107,114,000 | 110,363,000 | 110,154,000 |
| Noninterest-bearing deposits | 15,419,000 | 16,975,000 | 17,607,000 | 15,360,000 |
| Equity capital | 10,962,000 | 11,472,000 | 10,919,000 | 10,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,842,000 | 3,687,000 | 5,519,000 | 7,362,000 |
| Interest expense | 705,000 | 1,380,000 | 2,029,000 | 2,648,000 |
| Net interest income | 1,137,000 | 2,307,000 | 3,490,000 | 4,714,000 |
| Noninterest income | 585,000 | 1,132,000 | 1,566,000 | 1,833,000 |
| Noninterest expense | 524,000 | 1,119,000 | 1,719,000 | 2,331,000 |
| Provision for loan losses | 18,000 | 33,000 | 40,000 | 47,000 |
| Pretax income | 1,180,000 | 2,288,000 | 3,301,000 | 4,148,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,180,000 | 2,288,000 | 3,301,000 | 4,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,175,000 | 10,483,000 | 10,456,000 | 10,334,000 |
| Total capital | 11,150,000 | 11,466,000 | 11,466,000 | 11,365,000 |
| Risk-weighted assets | 77,931,000 | 78,449,000 | 80,678,000 | 82,369,000 |