Call reports 2021
STATE BANK OF THE LAKES, NATIONAL ASSOCIATION — 2021
What STATE BANK OF THE LAKES, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,590,916,000 | 1,627,810,000 | 1,669,504,000 | 1,684,184,000 |
| Total loans | 1,135,596,000 | 1,130,873,000 | 1,124,597,000 | 1,148,388,000 |
| Allowance for loan losses | 6,929,000 | 5,932,000 | 5,866,000 | 5,969,000 |
| Securities available for sale | 103,370,000 | 78,632,000 | 104,304,000 | 117,729,000 |
| Securities held to maturity | 62,295,000 | 61,201,000 | 60,600,000 | 113,349,000 |
| Trading assets | 446,000 | 346,000 | 295,000 | 398,000 |
| Total deposits | 1,368,018,000 | 1,404,103,000 | 1,442,333,000 | 1,451,963,000 |
| Interest-bearing deposits | 1,096,397,000 | 1,117,082,000 | 1,131,026,000 | 1,145,492,000 |
| Noninterest-bearing deposits | 271,621,000 | 287,021,000 | 311,307,000 | 306,471,000 |
| Equity capital | 184,259,000 | 187,541,000 | 190,275,000 | 195,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,825,000 | 19,831,000 | 29,862,000 | 39,867,000 |
| Interest expense | 1,041,000 | 1,930,000 | 2,635,000 | 3,218,000 |
| Net interest income | 8,784,000 | 17,901,000 | 27,227,000 | 36,649,000 |
| Noninterest income | 1,061,000 | 2,019,000 | 3,380,000 | 4,657,000 |
| Noninterest expense | 5,759,000 | 11,722,000 | 17,586,000 | 23,610,000 |
| Provision for loan losses | -737,000 | -1,378,000 | -1,560,000 | -1,467,000 |
| Pretax income | 5,639,000 | 10,663,000 | 14,752,000 | 19,541,000 |
| Income tax | 1,373,000 | 2,670,000 | 3,732,000 | 5,031,000 |
| Net income | 4,266,000 | 7,993,000 | 11,020,000 | 14,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,029,000 | 129,470,000 | 132,737,000 | 138,266,000 |
| Total capital | 133,596,000 | 136,092,000 | 139,993,000 | 145,438,000 |
| Risk-weighted assets | 1,188,150,000 | 1,192,160,000 | 1,239,639,000 | 1,293,041,000 |