Call reports 2020
STATE BANK OF THE LAKES, NATIONAL ASSOCIATION — 2020
What STATE BANK OF THE LAKES, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,332,177,000 | 1,526,103,000 | 1,538,380,000 | 1,572,782,000 |
| Total loans | 1,003,244,000 | 1,046,076,000 | 1,089,657,000 | 1,076,201,000 |
| Allowance for loan losses | 7,106,000 | 8,560,000 | 8,003,000 | 7,855,000 |
| Securities available for sale | 119,196,000 | 111,557,000 | 110,598,000 | 131,039,000 |
| Securities held to maturity | 13,893,000 | 13,863,000 | 13,834,000 | 38,367,000 |
| Trading assets | 434,000 | 700,000 | 878,000 | 820,000 |
| Total deposits | 1,123,328,000 | 1,311,993,000 | 1,323,596,000 | 1,328,696,000 |
| Interest-bearing deposits | 941,304,000 | 1,056,653,000 | 1,084,692,000 | 1,080,939,000 |
| Noninterest-bearing deposits | 182,024,000 | 255,340,000 | 238,904,000 | 247,757,000 |
| Equity capital | 174,464,000 | 174,700,000 | 176,806,000 | 179,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,430,000 | 22,408,000 | 32,533,000 | 42,504,000 |
| Interest expense | 2,513,000 | 4,367,000 | 5,825,000 | 7,069,000 |
| Net interest income | 8,917,000 | 18,041,000 | 26,708,000 | 35,435,000 |
| Noninterest income | 1,852,000 | 2,531,000 | 3,486,000 | 4,484,000 |
| Noninterest expense | 5,839,000 | 12,186,000 | 17,560,000 | 23,739,000 |
| Provision for loan losses | 264,000 | 3,558,000 | 4,576,000 | 4,426,000 |
| Pretax income | 4,716,000 | 4,887,000 | 8,117,000 | 11,811,000 |
| Income tax | 1,194,000 | 1,223,000 | 2,047,000 | 2,889,000 |
| Net income | 3,522,000 | 3,664,000 | 6,070,000 | 8,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,294,000 | 116,969,000 | 119,253,000 | 122,183,000 |
| Total capital | 123,703,000 | 125,954,000 | 127,816,000 | 131,068,000 |
| Risk-weighted assets | 1,092,753,000 | 1,088,989,000 | 1,125,822,000 | 1,133,631,000 |