Call reports 2019
STATE BANK OF THE LAKES, NATIONAL ASSOCIATION — 2019
What STATE BANK OF THE LAKES, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,216,335,000 | 1,265,310,000 | 1,321,022,000 | 1,338,374,000 |
| Total loans | 888,866,000 | 945,363,000 | 953,094,000 | 977,395,000 |
| Allowance for loan losses | 3,964,000 | 7,528,000 | 7,150,000 | 7,239,000 |
| Securities available for sale | 90,547,000 | 86,914,000 | 96,566,000 | 137,545,000 |
| Securities held to maturity | 62,961,000 | 65,278,000 | 58,526,000 | 57,903,000 |
| Trading assets | 105,000 | 161,000 | 189,000 | 149,000 |
| Total deposits | 1,018,694,000 | 1,064,759,000 | 1,115,388,000 | 1,106,872,000 |
| Interest-bearing deposits | 849,002,000 | 891,034,000 | 929,076,000 | 927,535,000 |
| Noninterest-bearing deposits | 169,692,000 | 173,725,000 | 186,312,000 | 179,337,000 |
| Equity capital | 166,240,000 | 168,734,000 | 172,890,000 | 176,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,842,000 | 23,931,000 | 36,179,000 | 48,163,000 |
| Interest expense | 2,466,000 | 5,051,000 | 7,959,000 | 10,808,000 |
| Net interest income | 9,376,000 | 18,880,000 | 28,220,000 | 37,355,000 |
| Noninterest income | 1,144,000 | 2,090,000 | 3,157,000 | 4,516,000 |
| Noninterest expense | 5,800,000 | 11,298,000 | 16,683,000 | 22,469,000 |
| Provision for loan losses | 127,000 | 3,876,000 | 4,344,000 | 4,494,000 |
| Pretax income | 4,600,000 | 5,866,000 | 10,459,000 | 15,012,000 |
| Income tax | 1,099,000 | 1,384,000 | 2,517,000 | 3,628,000 |
| Net income | 3,501,000 | 4,482,000 | 7,942,000 | 11,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,726,000 | 112,756,000 | 116,259,000 | 119,740,000 |
| Total capital | 114,716,000 | 120,311,000 | 123,436,000 | 127,003,000 |
| Risk-weighted assets | 1,010,754,000 | 1,060,749,000 | 1,058,266,000 | 1,103,686,000 |