Call reports 2018
STATE BANK OF THE LAKES, NATIONAL ASSOCIATION — 2018
What STATE BANK OF THE LAKES, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,106,968,000 | 1,151,583,000 | 1,210,301,000 | 1,217,785,000 |
| Total loans | 829,939,000 | 877,381,000 | 867,671,000 | 893,453,000 |
| Allowance for loan losses | 4,126,000 | 4,033,000 | 4,156,000 | 4,268,000 |
| Securities available for sale | 82,734,000 | 80,626,000 | 98,267,000 | 88,506,000 |
| Securities held to maturity | 58,358,000 | 58,336,000 | 64,171,000 | 64,149,000 |
| Trading assets | 234,000 | 282,000 | 310,000 | 171,000 |
| Total deposits | 909,982,000 | 968,653,000 | 1,024,377,000 | 1,029,058,000 |
| Interest-bearing deposits | 729,717,000 | 789,592,000 | 851,040,000 | 852,801,000 |
| Noninterest-bearing deposits | 180,265,000 | 179,061,000 | 173,337,000 | 176,257,000 |
| Equity capital | 152,359,000 | 154,781,000 | 157,248,000 | 161,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,275,000 | 19,139,000 | 30,000,000 | 41,736,000 |
| Interest expense | 1,271,000 | 2,806,000 | 4,851,000 | 7,198,000 |
| Net interest income | 8,004,000 | 16,333,000 | 25,149,000 | 34,538,000 |
| Noninterest income | 1,139,000 | 2,080,000 | 3,107,000 | 4,157,000 |
| Noninterest expense | 5,251,000 | 10,464,000 | 15,839,000 | 21,833,000 |
| Provision for loan losses | 592,000 | 1,079,000 | 1,630,000 | 1,884,000 |
| Pretax income | 3,285,000 | 6,847,000 | 10,757,000 | 14,962,000 |
| Income tax | 773,000 | 1,624,000 | 2,555,000 | 3,441,000 |
| Net income | 2,512,000 | 5,223,000 | 8,202,000 | 11,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,058,000 | 100,829,000 | 103,863,000 | 107,234,000 |
| Total capital | 106,217,000 | 108,896,000 | 112,050,000 | 111,530,000 |
| Risk-weighted assets | 938,519,000 | 981,279,000 | 971,654,000 | 1,006,541,000 |