Call reports 2017
STATE BANK OF THE LAKES, NATIONAL ASSOCIATION — 2017
What STATE BANK OF THE LAKES, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,032,536,000 | 1,089,347,000 | 1,083,176,000 | 1,084,268,000 |
| Total loans | 778,214,000 | 813,303,000 | 816,369,000 | 827,779,000 |
| Allowance for loan losses | 3,603,000 | 3,632,000 | 3,654,000 | 3,719,000 |
| Securities available for sale | 83,740,000 | 72,442,000 | 71,343,000 | 75,858,000 |
| Securities held to maturity | 39,875,000 | 52,672,000 | 52,908,000 | 53,211,000 |
| Trading assets | 139,000 | 136,000 | 129,000 | 133,000 |
| Total deposits | 861,209,000 | 914,625,000 | 906,930,000 | 906,065,000 |
| Interest-bearing deposits | 715,828,000 | 759,945,000 | 739,273,000 | 731,818,000 |
| Noninterest-bearing deposits | 145,381,000 | 154,680,000 | 167,657,000 | 174,247,000 |
| Equity capital | 142,859,000 | 145,335,000 | 147,795,000 | 150,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,014,000 | 16,547,000 | 25,751,000 | 34,929,000 |
| Interest expense | 821,000 | 1,809,000 | 2,977,000 | 4,168,000 |
| Net interest income | 7,193,000 | 14,738,000 | 22,774,000 | 30,761,000 |
| Noninterest income | 899,000 | 2,108,000 | 3,048,000 | 4,049,000 |
| Noninterest expense | 4,851,000 | 9,821,000 | 14,980,000 | 20,199,000 |
| Provision for loan losses | 182,000 | 582,000 | 654,000 | 946,000 |
| Pretax income | 3,059,000 | 6,446,000 | 10,194,000 | 13,671,000 |
| Income tax | 1,011,000 | 2,211,000 | 3,564,000 | 4,078,000 |
| Net income | 2,048,000 | 4,235,000 | 6,630,000 | 9,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,076,000 | 90,374,000 | 92,832,000 | 95,520,000 |
| Total capital | 98,201,000 | 100,530,000 | 103,014,000 | 105,770,000 |
| Risk-weighted assets | 866,849,000 | 904,993,000 | 915,673,000 | 925,180,000 |