Call reports 2016
STATE BANK OF THE LAKES, NATIONAL ASSOCIATION — 2016
What STATE BANK OF THE LAKES, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,017,346,000 | 1,027,714,000 | 1,049,899,000 | 1,018,989,000 |
| Total loans | 712,715,000 | 767,439,000 | 769,680,000 | 759,667,000 |
| Allowance for loan losses | 3,248,000 | 3,282,000 | 4,103,000 | 3,581,000 |
| Securities available for sale | 33,709,000 | 34,719,000 | 74,081,000 | 75,406,000 |
| Securities held to maturity | 35,166,000 | 41,425,000 | 46,677,000 | 45,034,000 |
| Trading assets | 273,000 | 373,000 | 318,000 | 116,000 |
| Total deposits | 803,175,000 | 835,076,000 | 866,550,000 | 858,893,000 |
| Interest-bearing deposits | 661,390,000 | 680,774,000 | 718,577,000 | 712,788,000 |
| Noninterest-bearing deposits | 141,785,000 | 154,302,000 | 147,973,000 | 146,105,000 |
| Equity capital | 134,350,000 | 138,725,000 | 140,020,000 | 140,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,549,000 | 15,202,000 | 22,930,000 | 30,566,000 |
| Interest expense | 760,000 | 1,544,000 | 2,375,000 | 3,221,000 |
| Net interest income | 6,789,000 | 13,658,000 | 20,555,000 | 27,345,000 |
| Noninterest income | 1,220,000 | 2,603,000 | 3,086,000 | 4,347,000 |
| Noninterest expense | 4,895,000 | 9,849,000 | 14,757,000 | 19,683,000 |
| Provision for loan losses | 153,000 | 305,000 | 1,253,000 | 1,295,000 |
| Pretax income | 2,977,000 | 6,178,000 | 8,066,000 | 11,298,000 |
| Income tax | 1,021,000 | 2,160,000 | 2,753,000 | 3,875,000 |
| Net income | 1,956,000 | 4,018,000 | 5,313,000 | 7,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,532,000 | 82,637,000 | 83,930,000 | 86,092,000 |
| Total capital | 87,937,000 | 95,656,000 | 97,553,000 | 97,196,000 |
| Risk-weighted assets | 803,163,000 | 854,938,000 | 867,699,000 | 848,799,000 |