Call reports 2015
STATE BANK OF THE LAKES, NATIONAL ASSOCIATION — 2015
What STATE BANK OF THE LAKES, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 923,634,000 | 931,542,000 | 955,853,000 | 1,008,547,000 |
| Total loans | 647,552,000 | 658,800,000 | 678,102,000 | 717,904,000 |
| Allowance for loan losses | 3,189,000 | 3,151,000 | 2,979,000 | 3,149,000 |
| Securities available for sale | 90,487,000 | 137,246,000 | 136,866,000 | 121,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 38,056,000 |
| Trading assets | 391,000 | 308,000 | 325,000 | 159,000 |
| Total deposits | 734,538,000 | 783,230,000 | 793,359,000 | 786,778,000 |
| Interest-bearing deposits | 615,659,000 | 640,679,000 | 660,399,000 | 650,172,000 |
| Noninterest-bearing deposits | 118,879,000 | 142,551,000 | 132,960,000 | 136,606,000 |
| Equity capital | 127,377,000 | 127,366,000 | 130,262,000 | 131,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,068,000 | 14,259,000 | 21,535,000 | 28,946,000 |
| Interest expense | 707,000 | 1,328,000 | 1,986,000 | 2,697,000 |
| Net interest income | 6,361,000 | 12,931,000 | 19,549,000 | 26,249,000 |
| Noninterest income | 1,165,000 | 2,608,000 | 3,494,000 | 4,761,000 |
| Noninterest expense | 4,632,000 | 9,184,000 | 14,037,000 | 18,737,000 |
| Provision for loan losses | 560,000 | 983,000 | 1,003,000 | 1,537,000 |
| Pretax income | 2,398,000 | 5,436,000 | 8,067,000 | 10,800,000 |
| Income tax | 813,000 | 1,891,000 | 2,794,000 | 3,714,000 |
| Net income | 1,585,000 | 3,545,000 | 5,273,000 | 7,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,264,000 | 73,277,000 | 75,051,000 | 76,609,000 |
| Total capital | 80,647,000 | 82,618,000 | 84,215,000 | 85,988,000 |
| Risk-weighted assets | 741,588,000 | 757,769,000 | 773,779,000 | 809,225,000 |