Call reports 2014
STATE BANK OF THE LAKES, NATIONAL ASSOCIATION — 2014
What STATE BANK OF THE LAKES, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 789,311,000 | 811,770,000 | 883,210,000 | 896,070,000 |
| Total loans | 558,645,000 | 588,627,000 | 598,294,000 | 590,077,000 |
| Allowance for loan losses | 3,312,000 | 2,939,000 | 3,066,000 | 2,750,000 |
| Securities available for sale | 89,107,000 | 80,504,000 | 94,489,000 | 103,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 631,000 | 612,000 | 463,000 | 389,000 |
| Total deposits | 644,247,000 | 656,423,000 | 734,026,000 | 717,580,000 |
| Interest-bearing deposits | 557,204,000 | 566,718,000 | 626,234,000 | 607,117,000 |
| Noninterest-bearing deposits | 87,043,000 | 89,705,000 | 107,792,000 | 110,463,000 |
| Equity capital | 119,051,000 | 121,299,000 | 122,698,000 | 125,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,430,000 | 12,916,000 | 19,529,000 | 26,808,000 |
| Interest expense | 777,000 | 1,564,000 | 2,337,000 | 3,134,000 |
| Net interest income | 5,653,000 | 11,352,000 | 17,192,000 | 23,674,000 |
| Noninterest income | 869,000 | 1,561,000 | 2,467,000 | 3,491,000 |
| Noninterest expense | 4,170,000 | 8,334,000 | 12,806,000 | 17,383,000 |
| Provision for loan losses | 64,000 | -94,000 | 196,000 | 118,000 |
| Pretax income | 2,281,000 | 4,676,000 | 6,676,000 | 9,691,000 |
| Income tax | 778,000 | 1,598,000 | 2,247,000 | 3,286,000 |
| Net income | 1,503,000 | 3,078,000 | 4,429,000 | 6,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,803,000 | 67,494,000 | 66,182,000 | 69,176,000 |
| Total capital | 71,715,000 | 74,590,000 | 77,391,000 | 78,048,000 |
| Risk-weighted assets | 639,317,000 | 670,054,000 | 673,870,000 | 672,722,000 |