Call reports 2013
STATE BANK OF THE LAKES, NATIONAL ASSOCIATION — 2013
What STATE BANK OF THE LAKES, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 765,356,000 | 756,636,000 | 747,812,000 | 764,702,000 |
| Total loans | 528,597,000 | 572,572,000 | 561,008,000 | 542,039,000 |
| Allowance for loan losses | 3,502,000 | 3,493,000 | 3,380,000 | 3,329,000 |
| Securities available for sale | 76,891,000 | 69,771,000 | 65,736,000 | 91,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,141,000 | 799,000 | 797,000 | 691,000 |
| Total deposits | 617,330,000 | 609,176,000 | 601,896,000 | 607,438,000 |
| Interest-bearing deposits | 548,723,000 | 536,582,000 | 526,107,000 | 527,722,000 |
| Noninterest-bearing deposits | 68,607,000 | 72,594,000 | 75,789,000 | 79,716,000 |
| Equity capital | 118,504,000 | 118,624,000 | 119,845,000 | 120,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,380,000 | 12,637,000 | 19,086,000 | 25,601,000 |
| Interest expense | 991,000 | 1,866,000 | 2,674,000 | 3,485,000 |
| Net interest income | 5,389,000 | 10,771,000 | 16,412,000 | 22,116,000 |
| Noninterest income | 1,385,000 | 2,640,000 | 3,618,000 | 4,636,000 |
| Noninterest expense | 3,952,000 | 7,790,000 | 11,668,000 | 15,415,000 |
| Provision for loan losses | 143,000 | 307,000 | 883,000 | 1,643,000 |
| Pretax income | 2,679,000 | 5,314,000 | 7,480,000 | 9,171,000 |
| Income tax | 944,000 | 1,878,000 | 2,625,000 | 3,171,000 |
| Net income | 1,735,000 | 3,436,000 | 4,855,000 | 6,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,589,000 | 65,141,000 | 66,505,000 | 68,399,000 |
| Total capital | 68,610,000 | 68,653,000 | 71,404,000 | 73,248,000 |
| Risk-weighted assets | 592,981,000 | 631,446,000 | 635,181,000 | 616,979,000 |