Call reports 2012
STATE BANK OF THE LAKES, NATIONAL ASSOCIATION — 2012
What STATE BANK OF THE LAKES, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 752,399,000 | 770,323,000 | 786,161,000 | 781,706,000 |
| Total loans | 515,738,000 | 557,782,000 | 565,068,000 | 555,630,000 |
| Allowance for loan losses | 3,434,000 | 3,672,000 | 3,555,000 | 3,637,000 |
| Securities available for sale | 103,483,000 | 68,278,000 | 60,080,000 | 77,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 767,000 | 1,155,000 | 1,386,000 | 1,260,000 |
| Total deposits | 591,136,000 | 610,957,000 | 618,334,000 | 626,063,000 |
| Interest-bearing deposits | 527,930,000 | 548,622,000 | 550,377,000 | 555,254,000 |
| Noninterest-bearing deposits | 63,206,000 | 62,335,000 | 67,957,000 | 70,809,000 |
| Equity capital | 114,413,000 | 113,512,000 | 115,365,000 | 116,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,894,000 | 13,606,000 | 20,372,000 | 27,176,000 |
| Interest expense | 1,244,000 | 2,447,000 | 3,618,000 | 4,715,000 |
| Net interest income | 5,650,000 | 11,159,000 | 16,754,000 | 22,461,000 |
| Noninterest income | 1,420,000 | 2,770,000 | 3,812,000 | 5,469,000 |
| Noninterest expense | 3,910,000 | 7,962,000 | 11,801,000 | 15,896,000 |
| Provision for loan losses | -12,000 | 1,661,000 | 2,029,000 | 3,245,000 |
| Pretax income | 3,170,000 | 4,357,000 | 6,796,000 | 8,853,000 |
| Income tax | 1,146,000 | 1,484,000 | 2,330,000 | 3,021,000 |
| Net income | 2,024,000 | 2,873,000 | 4,466,000 | 5,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,087,000 | 57,899,000 | 59,919,000 | 61,521,000 |
| Total capital | 70,043,000 | 70,095,000 | 69,496,000 | 71,178,000 |
| Risk-weighted assets | 597,235,000 | 634,693,000 | 631,923,000 | 618,857,000 |