Call reports 2011
STATE BANK OF THE LAKES, NATIONAL ASSOCIATION — 2011
What STATE BANK OF THE LAKES, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 734,596,000 | 747,945,000 | 769,720,000 | 764,024,000 |
| Total loans | 440,354,000 | 492,961,000 | 521,572,000 | 534,971,000 |
| Allowance for loan losses | 3,749,000 | 3,591,000 | 3,699,000 | 3,522,000 |
| Securities available for sale | 129,402,000 | 78,002,000 | 70,220,000 | 88,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 587,779,000 | 587,339,000 | 591,669,000 | 585,438,000 |
| Interest-bearing deposits | 534,407,000 | 535,281,000 | 537,821,000 | 527,223,000 |
| Noninterest-bearing deposits | 53,372,000 | 52,058,000 | 53,848,000 | 58,215,000 |
| Equity capital | 108,477,000 | 110,378,000 | 111,935,000 | 112,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,535,000 | 14,148,000 | 21,141,000 | 28,150,000 |
| Interest expense | 1,524,000 | 3,042,000 | 4,479,000 | 5,817,000 |
| Net interest income | 6,011,000 | 11,106,000 | 16,662,000 | 22,333,000 |
| Noninterest income | 1,692,000 | 2,705,000 | 3,316,000 | 4,500,000 |
| Noninterest expense | 4,198,000 | 7,893,000 | 12,006,000 | 16,419,000 |
| Provision for loan losses | 0 | 449,000 | 839,000 | 872,000 |
| Pretax income | 3,505,000 | 5,500,000 | 7,178,000 | 9,596,000 |
| Income tax | 1,386,000 | 2,051,000 | 2,597,000 | 3,427,000 |
| Net income | 2,119,000 | 3,449,000 | 4,581,000 | 6,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,236,000 | 54,677,000 | 55,953,000 | 56,618,000 |
| Total capital | 60,507,000 | 64,287,000 | 67,175,000 | 67,664,000 |
| Risk-weighted assets | 535,135,000 | 583,345,000 | 609,382,000 | 616,826,000 |