Call reports 2010
STATE BANK OF THE LAKES, NATIONAL ASSOCIATION — 2010
What STATE BANK OF THE LAKES, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 705,757,000 | 722,854,000 | 744,065,000 | 733,058,000 |
| Total loans | 421,525,000 | 428,134,000 | 447,573,000 | 442,121,000 |
| Allowance for loan losses | 3,502,000 | 3,841,000 | 4,427,000 | 4,069,000 |
| Securities available for sale | 74,170,000 | 94,087,000 | 100,224,000 | 126,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 562,286,000 | 570,547,000 | 575,388,000 | 579,212,000 |
| Interest-bearing deposits | 502,968,000 | 517,228,000 | 528,662,000 | 531,045,000 |
| Noninterest-bearing deposits | 59,318,000 | 53,319,000 | 46,726,000 | 48,167,000 |
| Equity capital | 106,218,000 | 108,506,000 | 110,455,000 | 112,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,350,000 | 15,767,000 | 23,278,000 | 31,000,000 |
| Interest expense | 1,826,000 | 3,683,000 | 5,454,000 | 7,066,000 |
| Net interest income | 5,524,000 | 12,084,000 | 17,824,000 | 23,934,000 |
| Noninterest income | 934,000 | 1,562,000 | 3,084,000 | 5,544,000 |
| Noninterest expense | 3,848,000 | 7,790,000 | 12,018,000 | 16,234,000 |
| Provision for loan losses | 600,000 | 1,197,000 | 1,983,000 | 3,024,000 |
| Pretax income | 2,010,000 | 4,659,000 | 7,698,000 | 11,014,000 |
| Income tax | 632,000 | 1,527,000 | 2,543,000 | 3,410,000 |
| Net income | 1,378,000 | 3,132,000 | 5,155,000 | 7,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,322,000 | 52,207,000 | 54,331,000 | 56,800,000 |
| Total capital | 53,847,000 | 56,069,000 | 60,283,000 | 62,391,000 |
| Risk-weighted assets | 499,448,000 | 513,960,000 | 540,261,000 | 539,465,000 |