Call reports 2001
STATE BANK OF THE LAKES, NATIONAL ASSOCIATION — 2001
What STATE BANK OF THE LAKES, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 346,872,000 | 354,758,000 | 357,785,000 | 373,137,000 |
| Total loans | 195,263,000 | 203,786,000 | 199,685,000 | 221,283,000 |
| Allowance for loan losses | 2,396,000 | 2,494,000 | 2,565,000 | 2,572,000 |
| Securities available for sale | 75,912,000 | 79,287,000 | 112,750,000 | 121,216,000 |
| Securities held to maturity | 29,594,000 | 25,568,000 | 3,518,000 | 3,398,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,519,000 | 300,824,000 | 301,762,000 | 302,373,000 |
| Interest-bearing deposits | 254,005,000 | 259,760,000 | 263,037,000 | 259,029,000 |
| Noninterest-bearing deposits | 40,514,000 | 41,064,000 | 38,725,000 | 43,344,000 |
| Equity capital | 33,007,000 | 33,667,000 | 35,117,000 | 35,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,973,000 | 11,799,000 | 17,508,000 | 23,050,000 |
| Interest expense | 2,838,000 | 5,285,000 | 7,515,000 | 9,405,000 |
| Net interest income | 3,135,000 | 6,514,000 | 9,993,000 | 13,645,000 |
| Noninterest income | 939,000 | 2,000,000 | 3,165,000 | 4,461,000 |
| Noninterest expense | 2,832,000 | 5,887,000 | 9,041,000 | 12,184,000 |
| Provision for loan losses | 117,000 | 234,000 | 351,000 | 468,000 |
| Pretax income | 1,138,000 | 2,406,000 | 3,779,000 | 5,999,000 |
| Income tax | 375,000 | 789,000 | 1,325,000 | 1,862,000 |
| Net income | 763,000 | 1,617,000 | 2,454,000 | 4,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,478,000 | 33,083,000 | 33,649,000 | 35,172,000 |
| Total capital | 34,874,000 | 35,577,000 | 36,214,000 | 37,744,000 |
| Risk-weighted assets | 269,801,000 | 274,136,000 | 268,133,000 | 284,591,000 |