Call reports 2026
PERENNIAL BANK — 2026
What PERENNIAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 155,937,000 | 158,134,000 |
| Total loans | 61,895,000 | 65,462,000 |
| Allowance for loan losses | 872,000 | 951,000 |
| Securities available for sale | 60,190,000 | 61,075,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 142,937,000 | 144,586,000 |
| Interest-bearing deposits | 99,882,000 | 101,399,000 |
| Noninterest-bearing deposits | 43,055,000 | 43,187,000 |
| Equity capital | 12,184,000 | 12,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,547,000 | 3,130,000 |
| Interest expense | 451,000 | 890,000 |
| Net interest income | 1,096,000 | 2,240,000 |
| Noninterest income | 83,000 | 174,000 |
| Noninterest expense | 710,000 | 1,440,000 |
| Provision for loan losses | 40,000 | 123,000 |
| Pretax income | 424,000 | 854,000 |
| Income tax | 37,000 | 71,000 |
| Net income | 387,000 | 783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 15,070,000 | 15,222,000 |
| Total capital | 15,851,000 | 16,028,000 |
| Risk-weighted assets | 62,328,000 | 64,335,000 |