Call reports 2018
PERENNIAL BANK — 2018
What PERENNIAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 106,589,000 | 105,770,000 | 106,144,000 | 108,121,000 |
| Total loans | 30,426,000 | 31,502,000 | 32,920,000 | 31,806,000 |
| Allowance for loan losses | 538,000 | 570,000 | 572,000 | 567,000 |
| Securities available for sale | 45,091,000 | 44,615,000 | 43,677,000 | 43,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,989,000 | 97,036,000 | 97,389,000 | 98,948,000 |
| Interest-bearing deposits | 71,909,000 | 71,822,000 | 69,949,000 | 70,620,000 |
| Noninterest-bearing deposits | 26,080,000 | 25,214,000 | 27,440,000 | 28,328,000 |
| Equity capital | 8,070,000 | 8,127,000 | 8,147,000 | 8,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 763,000 | 1,549,000 | 2,361,000 | 3,195,000 |
| Interest expense | 62,000 | 126,000 | 194,000 | 270,000 |
| Net interest income | 701,000 | 1,423,000 | 2,167,000 | 2,925,000 |
| Noninterest income | 107,000 | 211,000 | 331,000 | 442,000 |
| Noninterest expense | 517,000 | 1,075,000 | 1,629,000 | 2,283,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 291,000 | 559,000 | 868,000 | 1,083,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 291,000 | 559,000 | 868,000 | 1,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,054,000 | 9,161,000 | 9,377,000 | 9,521,000 |
| Total capital | 9,573,000 | 9,688,000 | 9,917,000 | 10,050,000 |
| Risk-weighted assets | 41,515,000 | 42,120,000 | 43,157,000 | 42,249,000 |