Call reports 2017
PERENNIAL BANK — 2017
What PERENNIAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 100,221,000 | 97,373,000 | 101,220,000 | 107,068,000 |
| Total loans | 26,622,000 | 28,847,000 | 31,783,000 | 30,105,000 |
| Allowance for loan losses | 561,000 | 562,000 | 561,000 | 534,000 |
| Securities available for sale | 44,776,000 | 43,404,000 | 42,751,000 | 45,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,377,000 | 87,977,000 | 91,691,000 | 98,004,000 |
| Interest-bearing deposits | 67,160,000 | 65,852,000 | 67,229,000 | 71,441,000 |
| Noninterest-bearing deposits | 24,217,000 | 22,125,000 | 24,462,000 | 26,563,000 |
| Equity capital | 8,344,000 | 8,825,000 | 8,932,000 | 8,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 711,000 | 1,440,000 | 2,189,000 | 2,966,000 |
| Interest expense | 56,000 | 114,000 | 173,000 | 234,000 |
| Net interest income | 655,000 | 1,326,000 | 2,016,000 | 2,732,000 |
| Noninterest income | 100,000 | 205,000 | 316,000 | 444,000 |
| Noninterest expense | 547,000 | 1,092,000 | 1,632,000 | 2,275,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 209,000 | 448,000 | 709,000 | 910,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 209,000 | 448,000 | 709,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,619,000 | 8,727,000 | 8,895,000 | 9,033,000 |
| Total capital | 9,093,000 | 9,217,000 | 9,417,000 | 9,547,000 |
| Risk-weighted assets | 37,834,000 | 39,090,000 | 41,758,000 | 41,070,000 |