Call report 2008Q3
PERENNIAL BANK — 2008Q3
The 22 measures PERENNIAL BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 25,428,000 | USD | evidence → |
| Total loans | 12,890,000 | USD | evidence → |
| Allowance for loan losses | 230,000 | USD | evidence → |
| Securities available for sale | 6,976,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 22,885,000 | USD | evidence → |
| Interest-bearing deposits | 17,742,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,143,000 | USD | evidence → |
| Equity capital | 2,312,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 998,000 | USD | evidence → |
| Interest expense | 328,000 | USD | evidence → |
| Net interest income | 670,000 | USD | evidence → |
| Noninterest income | 145,000 | USD | evidence → |
| Noninterest expense | 605,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 197,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 197,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,421,000 | USD | evidence → |
| Total capital | 2,651,000 | USD | evidence → |
| Risk-weighted assets | 20,354,000 | USD | evidence → |