Call reports 2006
PERENNIAL BANK — 2006
What PERENNIAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 22,229,000 | 21,360,000 | 22,228,000 | 21,676,000 |
| Total loans | 11,745,000 | 12,590,000 | 12,549,000 | 12,068,000 |
| Allowance for loan losses | 221,000 | 227,000 | 232,000 | 237,000 |
| Securities available for sale | 7,493,000 | 6,569,000 | 6,569,000 | 6,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,800,000 | 19,244,000 | 19,855,000 | 19,297,000 |
| Interest-bearing deposits | 14,686,000 | 14,242,000 | 14,180,000 | 14,423,000 |
| Noninterest-bearing deposits | 5,114,000 | 5,002,000 | 5,675,000 | 4,874,000 |
| Equity capital | 2,044,000 | 1,953,000 | 2,170,000 | 2,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 644,000 | 999,000 | 1,350,000 |
| Interest expense | 85,000 | 180,000 | 287,000 | 397,000 |
| Net interest income | 233,000 | 464,000 | 712,000 | 953,000 |
| Noninterest income | 40,000 | 81,000 | 126,000 | 179,000 |
| Noninterest expense | 144,000 | 289,000 | 468,000 | 672,000 |
| Provision for loan losses | 4,000 | 10,000 | 16,000 | 22,000 |
| Pretax income | 125,000 | 241,000 | 335,000 | 419,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 125,000 | 241,000 | 335,000 | 419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,213,000 | 2,220,000 | 2,286,000 | 2,351,000 |
| Total capital | 2,420,000 | 2,425,000 | 2,502,000 | 2,557,000 |
| Risk-weighted assets | 16,556,000 | 16,444,000 | 17,294,000 | 16,727,000 |
Machine access — free, no API key
Every figure shown here about PERENNIAL BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.