Call report 2005Q2
PERENNIAL BANK — 2005Q2
The 22 measures PERENNIAL BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 20,882,000 | USD | evidence → |
| Total loans | 11,421,000 | USD | evidence → |
| Allowance for loan losses | 214,000 | USD | evidence → |
| Securities available for sale | 6,552,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 18,582,000 | USD | evidence → |
| Interest-bearing deposits | 14,397,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,185,000 | USD | evidence → |
| Equity capital | 2,167,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 598,000 | USD | evidence → |
| Interest expense | 120,000 | USD | evidence → |
| Net interest income | 478,000 | USD | evidence → |
| Noninterest income | 84,000 | USD | evidence → |
| Noninterest expense | 311,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 237,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 237,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,166,000 | USD | evidence → |
| Total capital | 2,366,000 | USD | evidence → |
| Risk-weighted assets | 16,001,000 | USD | evidence → |