Call reports 2020
WINFIRST BANK — 2020
What WINFIRST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Total assets | 145,455,000 | 151,685,000 | 145,844,000 |
| Total loans | 122,536,000 | 127,510,000 | 123,849,000 |
| Allowance for loan losses | 1,088,000 | 1,188,000 | 1,231,000 |
| Securities available for sale | 4,611,000 | 3,543,000 | 3,152,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 93,744,000 | 97,338,000 | 100,162,000 |
| Interest-bearing deposits | 88,416,000 | 90,831,000 | 93,354,000 |
| Noninterest-bearing deposits | 5,328,000 | 6,506,000 | 6,808,000 |
| Equity capital | 19,282,000 | 19,310,000 | 19,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Interest income | 1,564,000 | 3,149,000 | 4,672,000 |
| Interest expense | 463,000 | 892,000 | 1,277,000 |
| Net interest income | 1,101,000 | 2,257,000 | 3,395,000 |
| Noninterest income | 39,000 | 75,000 | 135,000 |
| Noninterest expense | 640,000 | 1,304,000 | 1,943,000 |
| Provision for loan losses | 0 | 100,000 | 150,000 |
| Pretax income | 519,000 | 947,000 | 1,456,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 519,000 | 947,000 | 1,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Tier 1 capital | 19,223,000 | 19,266,000 | 19,454,000 |