Call reports 2019
WINFIRST BANK — 2019
What WINFIRST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 137,655,000 | 136,779,000 | 143,791,000 | 149,382,000 |
| Total loans | 116,274,000 | 114,544,000 | 119,416,000 | 122,058,000 |
| Allowance for loan losses | 1,105,000 | 1,105,000 | 1,100,000 | 1,097,000 |
| Securities available for sale | 5,536,000 | 5,494,000 | 5,087,000 | 16,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,054,000 | 94,313,000 | 95,948,000 | 95,994,000 |
| Interest-bearing deposits | 88,045,000 | 87,533,000 | 89,986,000 | 90,737,000 |
| Noninterest-bearing deposits | 6,009,000 | 6,779,000 | 5,962,000 | 5,257,000 |
| Equity capital | 18,696,000 | 18,875,000 | 18,864,000 | 19,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,518,000 | 3,026,000 | 4,589,000 | 6,200,000 |
| Interest expense | 435,000 | 889,000 | 1,350,000 | 1,838,000 |
| Net interest income | 1,083,000 | 2,137,000 | 3,239,000 | 4,362,000 |
| Noninterest income | 43,000 | 89,000 | 128,000 | 167,000 |
| Noninterest expense | 707,000 | 1,343,000 | 2,157,000 | 2,803,000 |
| Provision for loan losses | -2,000 | -3,000 | -4,000 | -4,000 |
| Pretax income | 421,000 | 886,000 | 1,195,000 | 1,711,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 421,000 | 886,000 | 1,195,000 | 1,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,696,000 | 18,840,000 | 18,804,000 | 19,089,000 |
| Total capital | 19,784,000 | 19,925,000 | 19,904,000 | 20,186,000 |
| Risk-weighted assets | 87,067,000 | 86,853,000 | 88,667,000 | 94,988,000 |